Broker Check

Physicians & Medical Professionals

You look after your patients' health; we look after your financial health.

Just as patients need periodic checkups, you may need to work with a financial professional to make sure your finances receive checkups too. Much like medicine, the field of finance has been the subject of much scientific research and data, and we approach it with the same level of discipline and care. Making the most of your earning years requires a plan for addressing specific financial issues.

That's where we come in to help. We provide guidance to healthcare professionals to navigate through challenges such as paying off student debt, saving for the future, lowering tax burdens, starting a private practice, or retirement. We have years of experience working with practitioners from Geisinger, Evangelical Hospital, Susquehanna Health (UPMC), and local private practices.

Some of the most common areas we assist in include:

1. Retirement Planning

It's always a good time to start planning for the future. You may be a few years behind on building your savings due to school and paying off student loans, or you may be approaching retirement and need to plan for the years ahead after you stop working. No matter what stage you are in, we can design a specific, customized plan to help you optimize all of your available benefits.

2. Investment Counseling

This is the area where the small details are crucial for your finances and where we can provide you the most value and direction. Medical professionals are sometimes drawn to aggressive and higher risk investments more than most because of their high income and a desire to catch-up for earnings that might have been lost from early career or from paying debt. Here we can guide you into making informed, intelligent investment choices that will be most beneficial for the long term, as well as specific strategies for income earners in the upper tax brackets.

3. Financial Priorities

We commonly get questions about the most beneficial use and proper timing when it comes to money. With debt for example, what should be paid off, and in what order? Or should investments come first, or should you pay debt off first? Student loan debt, mortgage debt, or loans from starting a practice are an important financial concern, but so is building up savings for the future. The right answer to these questions can be more complex than you think and will depend heavily on your individual circumstances. We will develop a strategy to help you prioritze what's most important.

4. Taxes

It's great to earn a high income, but with that comes more taxes. We work with you and your CPA to develop a strategy that lets you take full advantage of all the options available to keep more of your money.