Broker Check

Business Owners

We understand. We're business owners too, and we know the unique needs you have and challenges you face every day.

We know how hectic life can get running a business, and how sometimes there just isn't the time to spare to think about anything else, let alone try to add another task to your to-do list. 

That's where we can help. We bring years of experience and expertise to the table and can help take care of the financial side of running a business. Whether you are starting up, already established, or getting ready to sell and move on, we can create a plan that addresses your business needs while also including your personal financial goals as well. 

Some of the key areas that we assist in include:

1. Establishing a retirement plan for business owners, and/or employees.

Depending on your type of business, you have a variety of options to choose from and can potentially put much more tax-deferred money away for retirement than non-business owners. We also will assist you in choosing and setting up the right type of plan for your employees should you choose to provide this benefit. 

2. Business exit strategy and counseling.

We coordinate with other local professionals to help you get an accurate valuation on your business and assist you throughout the entire selling process. We will also create a plan for you on how to best manage your proceeds once you leave or sell, while involving your CPA and attorney as well to ensure all angles are considered.

3. Key person insurance and cross-sell purchase agreements.

Making sure there is a plan in place in the event of a "key" person's death, disability or leave of absence is essential to any business. We can walk you through strategies designed to protect your business if something unexpected should occur, and also give you liquidity if you should need to buyout another owner's interest.

4. Tax-efficient strategies 

We coordinate with your CPA to make sure we are doing everything we can to minimize your tax burden and save more for your business. Depending on how your business is setup, there are a variety of plans we can use to help you save more for later while paying less in taxes now, as well as specific strategies designed for those in the upper tax brackets.